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The work at the processor was the unglamorous end of payments: reading transaction logs, working out where a payment had actually stalled, and explaining to merchants the difference between an authorisation and a settlement. Those two words describe different events, and confusing them is the single most common reason a merchant thought they had been paid when they had not.

That distinction is the reason this site is organised the way it is. Casino marketing collapses approval and settlement into one word - instant - and readers end up blaming an operator for a delay that belonged to their own bank, or excusing one that genuinely was sitting on the request.

Each operator is read against its own published documents in a fixed order: the cashier page, then the bonus terms, then the verification policy, then the withdrawal ceilings. Only written commitments count. An answer given verbally in live chat is noted but is not the same as a published term.

Rollover multipliers are converted into the stake they imply at each operator's own advertised ceiling, because a 25x condition and a 60x condition against different maximums cannot otherwise be compared. That conversion drives the ranking more than any other single input.

No per-brand payout time appears anywhere on this site. A withdrawal timed once tells you about one request on one day through one rail, and most of what it measures is the hour it was submitted rather than the operator's behaviour.

No ratings are invented either. There are no star scores, no composite indexes and no aggregate rating markup in the page's structured data, because a number nobody computed from anything real is worse than no number.

Corrections and questions about method are welcome through the contact page. If a term shown here no longer matches what an operator publishes, that is worth knowing quickly.